Get the up-to-date Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F 2025 now

Show details

4.8 out of 5

125 votes

The document is an Income-Driven Repayment Plan Request form for federal student loans, detailing the process for borrowers to apply for repayment plans based on their income, such as Income-Based Repayment (IBR), Pay As You Earn, and Income-Contingent Repayment (ICR). It includes sections for borrower identification, repayment plan selection, spousal information, family size and income documentation requirements, and important notices regarding eligibility and consequences of false information. The form emphasizes the need for accurate income reporting and provides guidance on submitting necessary documentation.

Here's how it works

01. Edit your icr repayment plan online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send it via email, link, or fax. You can also download it, export it or print it out.

The best way to modify Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

With DocHub, making changes to your documentation takes only some simple clicks. Make these fast steps to modify the PDF Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F online free of charge:

Register and log in to your account. Sign in to the editor with your credentials or click on Create free account to examine the tool’s features.
Add the Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F for editing. Click on the New Document option above, then drag and drop the document to the upload area, import it from the cloud, or using a link.
Change your document. Make any changes needed: add text and images to your Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F, highlight important details, remove parts of content and replace them with new ones, and add symbols, checkmarks, and fields for filling out.
Finish redacting the template. Save the modified document on your device, export it to the cloud, print it right from the editor, or share it with all the people involved.

Our editor is very easy to use and effective. Give it a try now!

See more Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F versions

We've got more versions of the Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F form. Select the right Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F version from the list and start editing it straight away!

Versions	Form popularity	Fillable & printable
2019	4.1 Satisfied (26 Votes)
2016	4.2 Satisfied (48 Votes)
2014	4.8 Satisfied (125 Votes)

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is there a difference between IBR and IDR?

IDR plans calculate your monthly payment amount based on your income and family size. So if your income increases, so does your payment amount. On PAYE and IBR, we limit your payments so that even if your income increases, your payments never go higher than what youd pay on the Standard Plan.

How do I know if I qualify for IDR loan forgiveness?

Overall, the Pay As You Earn (PAYE) plan comes out as the winner against Income-Based Repayment: PAYE lowers your monthly payments to 10% of your discretionary income. PAYE offers loan forgiveness after 20 years, no matter when you borrowed your loans.

What does ICR mean loan?

Interest coverage ratio definition The interest coverage ratio (ICR) can help you understand whether your companys revenues are sufficient to pay the interest on your outstanding debt obligations. Its usually used by lenders and creditors to determine whether youre a good candidate for a loan.

What is the difference between income based repayment IBR plan and income contingent repayment ICR plan?

ICR takes into account total Direct Loan debt in addition to income and family size. Under IBR, the government pays the remaining unpaid accrued interest on the subsidized loans for up to three consecutive years. Under ICR, the borrower is responsible for paying all of the interest that accrues on his or her loans.

What is the difference between income-based repayment IBR and income contingent repayment ICR?

Any borrower with ED-held loans that have accumulated time in repayment of at least 20 or 25 years will see automatic forgiveness, even if the loans are not currently on an IDR plan.

Will ICR loans be forgiven?

Once that cap is reached, further unpaid interest accrues, but does not capitalize. ICR payments are made for a maximum repayment period of 25 years. Any principal and interest that remains after 25 years of qualifying payments will be forgiven.

Get the up-to-date Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F 2025 now

Here's how it works

The best way to modify Income-Driven Repayment Plan Request. Income-Based Repayment (I B R), Pay As You Earn, and Income-Contingent ?Repayment (I C R) plans for the William D. Ford Federal Direct Loan (Direct Loan) ?Program and Federal Family Education Loan (F F online