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Income-Driven Repayment (IDR) Plan Request

Income-Driven Repayment (IDR) Plan Request 2025

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4.1 out of 5

26 votes

The document provides detailed instructions for completing an Income-Driven Repayment Plan request for federal student loans, specifically the REPAYE, PAYE, IBR, and ICR plans. It outlines the necessary steps for documenting current income, borrower information, family size, marital status, and income details. The document emphasizes the importance of submitting accurate income documentation to ensure faster processing of repayment requests and includes guidance on how to submit forms electronically or via mail. Additionally, it explains eligibility requirements for each repayment plan and the consequences of failing to recertify income annually.

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Click ‘Get Form’ to open the Income-Driven Repayment (IDR) Plan Request in our editor.
Begin with Section 1: Borrower Information. Enter your name, Social Security Number (SSN), and contact details. Ensure all information is accurate.
Move to Section 2: Repayment Plan or Recertification Request. Select the reason for submitting the form and choose your desired repayment plan.
In Section 3: Family Size Information, provide the number of dependents living with you who receive support from you, excluding yourself and your spouse.
Complete Sections 4A to 4D based on your marital status and income situation. Provide necessary income documentation as outlined in Section 5 if applicable.
Finally, sign and date Section 6: Borrower Requests, Understandings, Authorization, and Certification before submitting your completed form.

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See more Income-Driven Repayment (IDR) Plan Request versions

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Versions	Form popularity	Fillable & printable
2019	4.1 Satisfied (26 Votes)
2016	4.2 Satisfied (48 Votes)
2014	4.8 Satisfied (125 Votes)

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What are the disadvantages of income-driven repayment plan?

The main disadvantage of income-driven repayment is that youre not necessarily paying down your loans - but this is also kind of the point since youre limiting payments based on your income.

What is an income-driven repayment IDR plan request?

Note: We maintain the online application for IDR plans, but we transfer your IDR plan request to your loan servicer for processing. Your servicer will notify you when your request has been processed. Processing typically takes about 30 days from the date you submit the request.

What is income-driven repayment plan request?

0:06 5:12 Income driven repayment plans commonly referred to as IDR plans are a group of student loanMoreIncome driven repayment plans commonly referred to as IDR plans are a group of student loan repayment plans these plans are flexible. And are meant to be affordable. So they can adjust to you and your

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