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What does credit grantor mean?

If you see the phrase cancel by credit grantor or account closed by creditor on your credit report, it means that your account is closed by the lenderand this decision was made by the creditor, not at your request.

Should you pay off charged off accounts?

Comments Section ``Canceled by Credit Grantor means that the card was closed by the bank. Its a negative remark letting other creditors know that you didnt close it, they did. Your utilization will not show if the debt was charged off and sold to a collection agency.

What does charged off by credit grantor mean?

Credit Notification means a notification, issued by the Market Operator to a Market Participant immediately after issuing a Final Settlement Statement, informing such Market Participant, the amount it is entitled to receive from the Market.

What does it mean to be canceled by credit Grantor?

Simply put, a charge-off means the lender or creditor has written the account off as a loss, and the account is closed to future charges. It may be sold to a debt buyer or transferred to a collection agency.

What does it mean when it says charged off as bad debt canceled by credit grantor?

Paying it off wont erase this history, but it will change the debts status to paid or settled, which is generally seen more favorably than leaving it unpaid. Another reason to consider paying written-off debt is to stop ongoing collection efforts.

what is a credit grantor

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