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Take note of any effect to your credit score This can have a negative impact on your credit score, so try and pay of any balances as soon as possible. Keep in mind that you have to opt-in to a forbearance program. If you simply skip payments without speaking to your card issuer, your credit score will be hurt.
The minimum payment on a balance transfer is 1%-3% of the total balance on the card, depending on the card issuer. The minimum payment calculation for balance transfer credit cards is no different than a regular credit card minimum payment.
The credit card minimum amount due is the amount that a cardholder is required to pay on or before the payment due date. Typically, the minimum amount due is calculated as 5% of the total outstanding amount.
The minimum payment is made up of 2.5% of the total balance you owe as shown in your statement (including interest and charges).
All MBNA credit cards are eligible to use with Apple Pay, with the exception of the NFL® MBNA Rewards Visa* credit card.
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People also ask

Pay by phone The quickest way to pay your credit card is using our app or Online Card Services. However, if you prefer to speak to an adviser, you can call us on 03456 062 062. Lines are open Mon-Sun 8am-8pm. Not all Telephone Banking services are available 24 hours a day, seven days a week.
Our advisers are available on 0800 028 0690. Worried about future payments? Our Team is available on 0800 056 7298 (or +44 1244 757 233 from outside the UK). Lines are open Mon-Fri 8am-8pm and Sat 8am-5pm.
3D Secure is a free service that protects online credit and debit card payments. By registering and creating a personal password it means only you can use your cards online. MBNA automatically enrols you in 3D secure when you use your card online.
Speak to us on 03456 062 062 (or +44 1244 659 005 from outside the UK). Our automated 24 hour Telephone Banking service is open 24 hours a day and our advisers are available 8am \u2013 8pm, seven days a week. 03456 062 062 (or +44 1244 659 005 from outside the UK). Lines are open 8am-8pm Mon-Sun.
Our app is available to iPhone and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices.

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