Uniform Underwriting and Transmittal Summary (Form 1008): PDF-2025

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  1. Click ‘Get Form’ to open the Uniform Underwriting and Transmittal Summary (Form 1008) in the editor.
  2. Begin by filling out the Borrower and Property Information section. Enter the Borrower Name, Co-Borrower Name, Property Address, and select the Property Type from the options provided.
  3. In the Mortgage Information section, choose the Loan Type that applies to your situation, such as Conventional or FHA. Specify the Amortization Type and Loan Purpose accordingly.
  4. Proceed to complete the Underwriting Information section. Input Stable Monthly Income for both Borrower and Co-Borrower, along with Qualifying Ratios and Loan-to-Value Ratios.
  5. Finally, fill in Seller, Contract, and Contact Information at the end of the form. Ensure all fields are completed accurately before saving your document.

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A 1008 Form also known as a transmittal summary is a mortgage specific document that summarizes the data for a mortgage loan. This summary commonly includes items such as: Loan-to-Value ratio, debt-to-income ratio, and various key values for the loan.
Lenders use this form to summarize key information utilized in the comprehensive risk assessment of the mortgage loan and the final underwriting decision -- such as loan purpose, property type, proposed monthly payments, and debt ratio -- for manually-processed applications related to conventional first and second
2019, we communicated that the effective date for use of the updated form was aligned with the mandated use of the redesigned Uniform Residential Loan Application (Form 1003), which at the time was Feb. 2020. We also updated the Selling Guide to allow for the use of a similar document in lieu of Form 1008.
Form 1008 features all the summary data required for a mortgage loan, plus calculated figures, such as debt-to-income ratio, income, and liability amounts. Loan underwriters process form 1008 data to help them decide on whether to issue a loan and how much to issue.
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