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Click ‘Get Form’ to open it in the editor.
Begin by entering the Borrower and Property Information. Fill in the Borrower Name, Occupancy Status, Sales Price, and Appraised Value. Ensure you select the appropriate property type and project classification.
Next, move to the Mortgage Information section. Specify the Loan Type, Amortization Type, Loan Purpose, and Lien Position. Input the Loan Amount and Note Rate accurately.
Proceed to Underwriting Information. Enter details for each borrower’s Stable Monthly Income and Proposed Monthly Payment for the Property. Calculate Loan-to-Value ratios as required.
Finally, complete the Seller and Contact Information section by providing Seller Name, Contact Name, Phone Number, and addresses as needed.

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What document replaced the 1008 on FHA loans?

The 1008 is called the loan transmittal summary and is a summary of the final loan application called the 1003. It used to be signed by underwriters as a notification that the terms/information is correct.

Does FHA still require the 1004MC form?

Form 1008 features all the summary data required for a mortgage loan, plus calculated figures, such as debt-to-income ratio, income, and liability amounts. Loan underwriters process form 1008 data to help them decide on whether to issue a loan and how much to issue.

What is a 1008 form?

2019, we communicated that the effective date for use of the updated form was aligned with the mandated use of the redesigned Uniform Residential Loan Application (Form 1003), which at the time was Feb. 2020. We also updated the Selling Guide to allow for the use of a similar document in lieu of Form 1008.

1008 transmittal summary

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