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Is the 1008 a mortgage approval?

Form 1008 features all the summary data required for a mortgage loan, plus calculated figures, such as debt-to-income ratio, income, and liability amounts. Loan underwriters process form 1008 data to help them decide on whether to issue a loan and how much to issue.

What is form 1003 used for?

Lenders use the Uniform Residential Loan Application or Form 1003 to evaluate and determine your creditworthiness when applying for a home loan. This form is designed to help lenders make more informed decisions when extending mortgages to borrowers.

What is 1008 form called?

Form 1008 by Fannie Mae, also known as the Uniform Underwriting and Transmittal Summary, is often used by lenders to analyze the key summary data of an application, and make underwriting decisions based on that.

What is a 1008 form in a mortgage?

A 1008 Form also known as a transmittal summary is a mortgage specific document that summarizes the data for a mortgage loan. This summary commonly includes items such as: Loan-to-Value ratio, debt-to-income ratio, and various key values for the loan.

What is the difference between 1008 and 1003?

The 1008 is called the loan transmittal summary and is a summary of the final loan application called the 1003. It used to be signed by underwriters as a notification that the terms/information is correct.

1008 transmittal summary

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