Home
Forms Library
Opt-out of pre-approved credit offers

Opt-out of pre-approved credit offers 2025

Opt-out of pre-approved credit offers Preview on Page 1

See details

4.2 out of 5

48 votes

The document is a Consumer Alert from July 2007 that informs individuals about their right to opt-out of receiving unsolicited pre-approved credit card and loan offers. It explains how major credit reporting agencies generate lists for businesses to send these offers, which can lead to unwanted mail and increased risk of identity theft. The alert provides steps for consumers to permanently remove their names from these lists through the website www.optoutprescreen.com or by calling 1-888-567-8688, as well as additional options for reducing unwanted mail.

Here's how it works

01. Edit your form online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send it via email, link, or fax. You can also download it, export it or print it out.

The best way to modify Opt-out of pre-approved credit offers in PDF format online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Working on paperwork with our extensive and intuitive PDF editor is straightforward. Follow the instructions below to fill out Opt-out of pre-approved credit offers online easily and quickly:

Log in to your account. Log in with your email and password or register a free account to try the product before upgrading the subscription.
Upload a form. Drag and drop the file from your device or add it from other services, like Google Drive, OneDrive, Dropbox, or an external link.
Edit Opt-out of pre-approved credit offers. Easily add and highlight text, insert images, checkmarks, and icons, drop new fillable areas, and rearrange or delete pages from your document.
Get the Opt-out of pre-approved credit offers accomplished. Download your modified document, export it to the cloud, print it from the editor, or share it with other participants using a Shareable link or as an email attachment.

Take advantage of DocHub, one of the most easy-to-use editors to promptly manage your paperwork online!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What should you do with unwanted credit card offers?

Use the Opt-Out Service The three major credit bureaus provide a website, OptOutPrescreen.com, where you can fill out a form to opt out of pre-screened offers of credit and insurance. Or, you can call their toll-free number, 1-888-5-OPTOUT (567-8688).

Should you accept pre-approved credit card offers?

Credit card preapprovals are usually a good sign since they suggest that you have met basic criteria like having good credit or a history of employment. That being said, you may not want to accept the first prequalified credit card offer you receive. This is because, in many cases, preapproved doesnt always mean best.

Is it safe to shred credit cards?

Credit cards carry information about the holder on both the magnetic strip and the chip. They are safe to discard in the trash only after being destroyed; by cutting up or preferably by shredding. Generally they should not be valid for use after they expire, but you would be taking a big risk.

Why am I still getting credit card offers after opt out?

Companies that you currently have accounts with may still send you pre-approved or pre-screened offers based on the info they have on you from your current account. You could contact those companies and ask to be removed from future offers.

Should you shred pre-approved credit card offers?

Pre-authorized credit card offers, mail from insurance companies and lenders, and even mail from associations and other membership organizations may have your personal information. You should shred all of your junk mail, including the return envelopes provided.

What is the 2/3/4 rule for credit cards?

The 2/3/4 rule: ing to this rule, applicants are limited to two new cards in 30 days, three new cards in 12 months and four new cards in 24 months.

How do I opt out of pre approved credit offers?

How to opt out. If you decide you dont want to receive pre-screened offers, the Fair Credit Reporting Act (FCRA) gives you to the option to opt out meaning you would no longer receive these types of offers in the future. You can do so online, by phone or by mail. Go to .optoutprescreen.com.

Opt-out of pre-approved credit offers 2025

Here's how it works