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Opt-out of pre-approved credit offers

Opt-out of pre-approved credit offers 2025

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The document is a Consumer Alert from July 2007 that informs individuals about their right to opt-out of receiving unsolicited pre-approved credit card and loan offers. It explains how major credit reporting agencies generate lists for businesses to send these offers, which can lead to unwanted mail and increased risk of identity theft. The alert provides steps for consumers to permanently remove their names from these lists through the website www.optoutprescreen.com or by calling 1-888-567-8688, as well as additional options for managing unwanted marketing communications.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your full name in the designated field. Ensure that it matches the name on your credit report for accurate processing.
Next, fill in your home address. This is crucial as it will be used to identify your records with the credit agencies.
Provide your social security number and date of birth in the respective fields. This information is necessary for verification purposes.
Review all entered information for accuracy before proceeding. Once confirmed, print out the form directly from our platform.
Sign the printed form and prepare it for mailing. Follow any additional instructions provided on-screen to ensure proper submission.

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How do I opt out of pre approved credit offers?

To stop getting preapproved credit offers, its easy to opt out. OptOutPrescreen.com and a toll-free phone number, 888-5-OPTOUT, let you pause preapproved credit offers for five years or request a mail-in form that makes the ban permanent.

How to get credit card companies to stop sending offers?

If you decide you dont want to receive pre-screened offers, the Fair Credit Reporting Act (FCRA) gives you to the option to opt out meaning you would no longer receive these types of offers in the future. You can do so online, by phone or by mail. Go to .optoutprescreen.com.

Does the FCRA allow you to opt out of credit card promotions?

Typically, youll get these offers because of information in your credit report. Heres how it works: a creditor or insurance company decides what the requirements are to qualify for their products.

Is it good to opt out of prescreened offers?

The good news is that opting out will not hurt your credit score or your ability to obtain credit. If you decide that you dont want to receive prescreened offers of credit and insurance, you have two choices: You can opt out of receiving them for five years or opt out of receiving them permanently.

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