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INSURANCE COMMISSIONER OF THE - courts state md 2026

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The document is a court opinion from the Maryland Court of Special Appeals regarding an appeal by the Insurance Commissioner against The Mutual Life Insurance Company of New York (MONY). The case centers on the interpretation of a statutory incontestability clause in a disability insurance policy, specifically whether MONY could deny a claim based on a pre-existing condition that manifested before the policy's effective date. The court affirmed the lower court's ruling that MONY's interpretation, which recognized an 'exist/manifest' distinction, was incorrect. Consequently, MONY was ordered to pay benefits to the insured, Mary L. Holland, as her claim commenced after the two-year contestability period and was not excluded by name or specific description.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your personal information in the designated fields, including your name, address, and contact details. Ensure accuracy to avoid any processing delays.
Proceed to the section regarding your insurance policy details. Fill in the policy number and the effective date of coverage as required.
In the claims section, provide a detailed description of the claim you are submitting. Include relevant dates and any supporting documentation that may be necessary.
Review all entered information for completeness and accuracy. Use our platform's editing tools to make any necessary adjustments before finalizing.
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How do I contact the Maryland Insurance Commissioner?

Click here to file a complaint online through our website. If you have a question about filing a complaint you can call us at 1-800-492-6116. To view a video tutorial on how to file a complaint online Click Here.

What are the duties of the insurance commissioner?

Duties and powers of insurance commissioners The purpose of insurance commissioners is to maintain fair pricing for insurance products, protect the solvency of insurance companies, prevent unfair practices by insurance companies, and ensure availability of insurance coverage.

Who is the Maryland Insurance Commissioner?

Office of the Commissioner IssueTitlePhone Marie Grant Insurance Commissioner 410-468-2471 Joy Y. Hatchette Deputy Commissioner 410-468-2029 Tammy R.J. Longan Associate Deputy Commissioner 410-468-2462 Erica J. Bailey Chief Hearings Officer 410-468-2223

How do I write a complaint letter to the insurance commissioner?

I have had the following specific issues with my insurance company: [list all your problems, such as refusal to cover physician-prescribed therapy, claim has not been paid or has been denied, etc.] Please accept this letter as a formal written complaint against [insert name of your insurance company].