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The document is a deposit form for spouse contributions to the Defence Force Retirement and Death Benefits Scheme (DFRDB) or Military Superannuation and Benefits Scheme (MilitarySuper). It outlines who should use the form, when to use it, privacy considerations, and identification requirements. The form must be completed each time a deposit is made by cheque or money order for a spouse contribution. It also includes sections for personal details of both the contributing and receiving spouses, payment information, and a declaration.

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What is the benefit of spouse contribution splitting?

If you have more super than your spouse, you can use contribution splitting to boost their super balance. This can also result in tax savings when you both reach retirement age and start accessing your super. Splitting your contributions could allow you to make better use of your two transfer balance caps.

What are the disadvantages of contribution splitting?

Disadvantages of Spouse-Splitting Contributions If you spouse-split some or all of your concessional contributions to a younger spouse, it may mean waiting longer before accessing these funds, due to your spouse attaining age 60 or retirement after you.

What is contribution split?

Contribution splitting enables a super fund member to split up to 85% of their concessional contributions (CCs) in a financial year with their spouse.

What are the three criterias to be met to transfer funds as contribution splitting?

1. have a minimum account balance of at least $2,000 before the split 2. split at least $1,000 and not exceed the Maximum Splittable Amount, and 3. have a minimum account balance of $1,000 remaining after the split. When can you apply to split your super contributions?

What is the meaning of spouse in superannuation?

Who qualifies as a spouse under super and tax law? For the purposes of SIS and taxation law, the spouse of a person includes: another person who is legally married to the person.

Should you combine your super with your spouse?

If youre part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. Its an exciting opportunity to improve your lifestyle in retirement.

Can I transfer some of my super balance to my spouse?

You can apply to transfer super to your spouse or partner once each financial year. Usually, you need to do this in the financial year after the year the contributions came into your account unless youre leaving your super fund in the current financial year.

What is the difference between contribution splitting and spouse contributions?

Super Contributions Splitting is a strategy that generally allows you to split up to 85% of your employer super contributions and personal deductible contributions with your spouse whereas a Spouse Super Contribution involves making a contribution to a spouses super fund to build their retirement savings.

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What is the benefit of spouse contribution splitting?

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What is contribution split?

What are the three criterias to be met to transfer funds as contribution splitting?

What is the meaning of spouse in superannuation?

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People also ask

Should you combine your super with your spouse?

Can I transfer some of my super balance to my spouse?

What is the difference between contribution splitting and spouse contributions?

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Get the up-to-date Spouse contributions - deposit form Spouse contributions - deposit form 2025 now

Here's how it works

The easiest way to modify Spouse contributions - deposit form Spouse contributions - deposit form in PDF format online

See more Spouse contributions - deposit form Spouse contributions - deposit form versions

Complete this form in 5 minutes or less

Got questions?

What is the benefit of spouse contribution splitting?

What are the disadvantages of contribution splitting?

What is contribution split?

What are the three criterias to be met to transfer funds as contribution splitting?

What is the meaning of spouse in superannuation?

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People also ask

Should you combine your super with your spouse?

Can I transfer some of my super balance to my spouse?

What is the difference between contribution splitting and spouse contributions?

Related links

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