Information for Retirees and Survivor Annuitants, RI 79-2 - OPM 2025

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By law (5 U.S. Code 8905(b), you can continue your coverage under the Federal Employees Health Benefits program in retirement if you have been enrolled continuously in the program for either the five years immediately preceding retirement or since your first opportunity to enroll in it.
You need to be enrolled in FEHB for five years before you retire, or for the entire time for which you were eligible to be enrolled, and retire on an immediate annuity to be eligible to continue coverage into retirement.
Under FERS, an employee who meets one of the following age and service requirements is entitled to an immediate retirement benefit: age 62 with five years of service, 60 with 20, minimum retirement age (MRA) with 30 or MRA with 10 (but with reduced benefits).
An employees surviving spouse receives 55 percent of the higher of: An annuity computed under the formula based on the employees service, salary, and sick leave. Refer to Civil Service Retirement System (CSRS) Computation for information about the computation of an employees annuity.
As soon as we are notified of your death, we will stop your annuity payments and send an Application for Death Benefits to the person(s) who appears to be entitled to death benefits. If Federal Employees Group Life Insurance is payable, we also will send an application for the benefit.

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Obtain the OPM RI 79-9 form from the official OPM website or your HR department. Fill out the personal information section with your name, contact information, and social security number. Complete the employment history section, providing details of previous jobs, including dates and job titles.

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