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Click ‘Get Form’ to open the SUMMARY PLAN DESCRIPTION in the editor.
Begin by reviewing the 'Foreword' section, which provides an overview of the benefits and encourages you to read the entire booklet carefully.
Navigate to the 'Schedule of Benefits' to understand your coverage options. Fill in any required fields regarding your eligibility and benefit amounts based on your retirement date.
In the 'Who is Eligible' section, confirm your classification as a retired employee. Ensure that you meet all criteria listed for insurance eligibility.
Complete any necessary information in the 'Claim Procedures' section, detailing how to file a claim if needed. Make sure to note deadlines and required documentation.
Review the 'Rights and Protections' section to understand your entitlements under ERISA. This will empower you with knowledge about your rights as a plan participant.
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Summary Plan Description (SPD): An outline of the governing plan document written in language intended for plan participants to more easily understand. Summary of Material Modification (SMM): Used to notify participants of plan document changes that do not require an immediate change to the SPD.
What is a summary plan description?
More In Retirement Plans The SPD includes such information as: Name and type of plan. Plans requirements regarding eligibility. Description of benefits and when participants have a right to those benefits.
What does a summary plan description include?
The SPD includes such information as: Name and type of plan. Plans requirements regarding eligibility. Description of benefits and when participants have a right to those benefits.
What is the basic summary plan description?
The summary plan description is an important document that tells participants what the plan provides and how it operates. It provides information on when an employee can begin to participate in the plan and how to file a claim for benefits.
What is the summary plan description in empower?
The SPD is a plain language summary of important features in your retirement plan. Similar notice and disclosure requirements also apply if your employer sponsors a SEP or SIMPLE IRA plan. Here is a brief overview of the basic concepts the plans disclosure documents must cover.
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When you are first hired, you should receive an SPD covering your new employers health care and retirement benefits within 90 days. 1 The company may distribute the document to you electronically if you regularly use a computer at work or as a hard copy.
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For NYCAPS Central agencies, employees should use Employee Self Service (ESS) to enroll in or make changes to their health benefits. For assistance in using
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