RBI Website - Reserve Bank of India - rbidocs rbi org 2025

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To promote safe digital transactions among the general public it is reiterated that users should take care by (i) not sharing with anyone their ATM / Card (Debit / Credit / Prepaid) details; (ii) not sharing their Password, PIN, OTP, CVV, UPI-PIN, etc.; (iii) avoid undertaking banking or other financial transactions
SOUTH AFRICAN RESERVE BANK SWIFT codeSARBZAJP Swift code (8 characters) SARBZAJP Branch name SOUTH AFRICAN RESERVE BANK Branch address 370 HELEN JOSEPH STREET Branch code 3 more rows
The digital lending apps must not access any resources such as files and media, contact lists, call logs, telephone functions, etc from your mobile phone. The apps can have only one-time access to a camera, microphone, and location, with the explicit consent of the borrower for onboarding/ KYC requirements.
Also known as the Discount Rate, bank rates are a powerful tool used by the RBI to control liquidity and money supply in the market. The current Bank Rate is the same as the Marginal Standing Facility rate, i.e., 6.50%.
What are the latest regulations of the RBI related to personal loans? Since November 2023, the RBI issued amended personal loan rules. The reformed guidelines raised the risk weights that banks and NBFCs need to set aside for every loan by 25% to 125% on retail personal loans.
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Complainants can lodge their complaints against an RE on the 24x7 online CMS portal at or send their complaint in email/physical form to CRPC (refer Question 16).
1 As per Para 6 of the Guidelines on Default Loss Guarantee (DLG) in Digital Lending dated June 08, 2023, RE shall ensure that total amount of DLG cover on any outstanding portfolio which is specified upfront shall not exceed five per cent of the amount of that loan portfolio.
For individual households, the loan limit will be ₹10 lakh per borrower. The categories under the priority sector include agriculture, MSME, export credit, education, housing, social infrastructure, and renewable energy.

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