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The OnPoint Community Credit Union Visa Credit Card Agreement outlines the terms and conditions for using the Platinum VISA and Platinum VISA with Rewards credit cards. It details account access, payment obligations, credit limits, finance charges, fees for late payments or exceeding credit limits, and security interests. The agreement specifies introductory and standard annual percentage rates (APRs) for purchases, balance transfers, and cash advances. It also includes provisions for billing errors, default conditions, and the rights of both the cardholder and OnPoint regarding account management.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Does OnPoint send text messages?

OnPoint Community Credit Union has an average rating of 2.6 from 584 reviews. The rating indicates that most customers are generally dissatisfied. The official website is onpointcu.com. OnPoint Community Credit Union is popular for Financial Services, Banks Credit Unions, Mortgage Lenders.

Who are the top 5 credit unions?

Best Overall: PenFed. Best for Members of the Military: Navy Federal Credit Union. Best for Seniors: Golden1 Credit Union. Best for Rewards: Alliant Credit Union. Best for Membership Perks: Mountain America Credit Union. Best for Innovation: Digital Federal Credit Union.

Who owns OnPoint Community Credit Union?

OnPoint is owned and governed by its members and like all credit unions has a field of membership that designates who may join. To qualify for membership one must live or work in one of OnPoints 30 membership counties in Oregon or Washington.

How safe is my credit union?

Your Money is Safe in Federally Insured Credit Unions Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor.