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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

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What credit score does ANZ use?

ANZ provides information to and uses information from three different credit reporting bodies - Equifax, illion and Experian.

How long does it take ANZ to approve a loan?

ANZ Home Loan Approval Times StageSimpler switch-Like for like refinances that meet certain requirementsComplicated application New application 1 day 7 days Additional documents 2 days 3 days Sep 18, 2023

Does conditional approval mean I got the loan?

Conditional approval is the expectation and it shouldnt cause you any concern. It just means that there are some items still needed (often times appraisal, insurance, title work, tax validations, millions of other possible things).

How long after conditional approval is final approval?

Getting a pre-approved home loan can be a great confidence boost, but it doesnt necessarily guarantee you unconditional loan approval. In some cases, your formal loan application can be denied, even after youve been granted conditional approval.

What is ANZ conditional approval for home loan?

Even if youre still looking for a home, you can apply for pre-approval. Pre-approval, also known as approval in principle or conditional approval, gives you an idea of how much you could afford to borrow or what your borrowing power is.

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