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Federal Direct Graduate PLUS Loan Summer 2012 Request Form - niu

Federal Direct Graduate PLUS Loan Summer 2012 Request Form - niu-2026

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The document is a request form for the Federal Direct Graduate PLUS Loan for Summer 2012, intended for graduate and law students at Northern Illinois University (NIU). It outlines eligibility requirements, application steps including FAFSA completion, entrance counseling, and the Master Promissory Note. The form also includes sections for student information, loan amount requested, and options in case of loan denial due to adverse credit.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your personal information in the 'NIU STUDENT INFORMATION' section. Fill in your last name, first name, address (avoid P.O. Boxes), Z-ID, and contact number using black or blue ink for clarity.
In the 'LOAN INFORMATION' section, check the appropriate box for the loan term you will be attending NIU during Summer 2012. Specify the Graduate PLUS loan amount you wish to request, ensuring it meets the minimum of $500.
If applicable, indicate your choice regarding a denied Graduate PLUS Loan due to adverse credit by selecting either 'Use Endorser' or 'Take no further action.'
Finally, sign and date the form in the 'REQUIRED SIGNATURE' section to authorize an online credit check. Ensure all information is accurate before submission.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What are the cons of Grad PLUS loans?

Drawbacks of grad PLUS loans Of all federal loan options, Direct PLUS Loans for grad students are the most expensive. You also dont get any interest subsidies with grad PLUS loans, and you must pass a credit check with no adverse credit history.

Does a grad plus loan cover summer?

Graduate and/or professional students can apply for a Graduate PLUS loan to assist with summer costs. Summer loans require a separate application from the existing fall/spring Graduate PLUS loan application.

Can you use a Grad Plus loan for summer?

Prioritize borrowing federal direct loans before grad plus loans since they have lower interest rates and fees. As long as you are enrolled at least half time you should be able to get loans for summer term.

What is a summer direct unsubsidized loan?

An unsubsidized loan borrowed through the Direct Loan Program offers undergraduate, graduate, and professional students a low, fixed interest rate and flexible repayment terms. You dont need to show financial need to qualify.

What is the loophole in parent PLUS Loans?

The Parent PLUS Double Consolidation Loophole is a strategy that requires a parent with more than one Parent PLUS loan to consolidate them twice. The consolidation requires that it be done in a specific sequence to eliminate the Parent PLUS tag on the consolidated loans. The benefit of these extra steps is substantial.

What is a Fed Direct Grad Plus loan?

Direct PLUS loans are federal loans that graduate or professional degree students or parents of dependent undergraduate students can use to help pay for education expenses. Direct PLUS loans have a fixed interest rate and are not subsidized, which means that interest accrues while the student is enrolled in school.

What do Grad Plus loans cover?

The Graduate PLUS Loan can cover the full cost of attendance for your graduate program, with the exception of other financial aid received. If you still have any questions about the PLUS loan changes, our PLUS loan guide can help. The cost of attendance may include: Tuition and fees.

Are Grad Plus loans still available?

The loan limits and elimination of Grad PLUS are effective for new loans in new programs beginning July 1, 2026. The exception for students already taking federal loans only applies per program.

Federal Direct Graduate PLUS Loan Summer 2012 Request Form - niu-2026

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