Cobra-open-enrollment-notice-sample 2025

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COBRA applies to most private sector businesses with 20 or more employees. It requires an employers group health insurance plan to continue after qualifying life events. These include: Termination or a reduction of a covered employees hours.
You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended.
COBRA is always retroactive to the day after your employer coverage ends.
The following are qualifying events: the death of the covered employee; a covered employees termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under
During their COBRA continuation coverage period, X has an open enrollment period during which active employees are offered an opportunity to change coverage or to add or eliminate dependents.
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Ways To Notify Employees of Open Enrollment For example, consider sending your open-enrollment communications through work emails, internal websites, employee portals, workplace flyers, or even text messages. You can also send an open enrollment letter to employees through the U.S. mail.

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