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Too expensive for old people Hence, as you age and if you develop a medical condition, then the insurance company will charge more premium since it will consider you to be a more-risk individual. With age, the premium amount can rise exponentially, making it too expensive for people over 60/70.
Is life or health insurance better?
Which is better, life or health insurance? Life insurance and health insurance serve different purposes and can meet different needs: Health insurance can protect you financially during your lifetime. Life insurance can provide your loved ones with financial stability after youre gone.
Is life insurance a health plan?
What Is the Difference Between Life and Health Insurance? Health insurance is designed to pay for medical treatment, drugs, and preventative check-ups for you and others covered under your plan. Life insurance provides a cash sum to your loved ones if you die during the length of the policy.
What is a health plan vs insurance?
At a fundamental level, a health plan refers to the strategic approach taken to ensure the health needs of an individual or group, while health insurance is a financial tool that covers or subsidizes the cost of medical care.
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