Form 1522-2025

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TO CASH BONDS: If the bond cannot be cashed at a local bank, the surviving registrant must complete a Special Form of Request for Payment of United States Savings and Retirement Securities Where Use of a Detached Request Is Authorized (FS Form 1522).
How to fill out FS Form 1522? Start by reading the instructions on FS Form 1522 carefully to understand what information is required. Enter your personal details, including your name, address, and Social Security Number. Provide details about the securities or account youre dealing with.
If you cash a paper savings bond at a local bank, that bank is responsible for giving you a 1099. If you cash a paper savings bond by mailing it to Treasury Retail Securities Services, we mail you a 1099 by January 31 of the following year. (You can call us for a duplicate statement, if needed, beginning February 15.)
Electronic EE or I savings bonds Go to your TreasuryDirect account. Go to ManageDirect. Under Manage My Securities, click Redeem securities.
I-bonds are also attractive because investors bear almost no risk of losing their principal. The composite rate can never be less than 0%, even during deflationary periods when the inflation rate is negative. All interest is compounded, which also boosts your savings while your money is invested in I-bonds.

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Get FS Form 1522. Fill it out.
In addition to the bonds, youll need to provide proof of identity, like a United States drivers license, and partner with a notary to notarize and certify your signature on an unsigned FS Form 1522 to your local bank or credit union.

fs form 1522 pdf