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This form is primarily intended for individuals aged 65 and older, or those who will turn 65 within the next three months, who wish to apply for Medicare Part A. It is also applicable to individuals who are not eligible for Social Security benefits but still want to enroll in Medicare. For instance, someone who has been working and paying into Medicare through their taxes may use this form to ensure they receive hospital insurance upon reaching retirement age.
To successfully file the Form CMS 18F5, applicants must provide specific information including their Social Security Number, date of birth, current address, and work history. Additionally, if applicable, they need to complete Form CMS-L564 regarding employment information. The application must be submitted during designated enrollment periods to avoid penalties.
Submitting the Form CMS 18F5 involves several steps: first, obtain the fillable PDF from DocHub or the official Medicare website. After completing the form with accurate information and necessary signatures, send it directly to your local Social Security office either by mail or electronically if available.
It is essential for applicants over age 65 to cease contributions to Health Savings Accounts (HSAs) before applying for Medicare to avoid IRS penalties. Furthermore, understanding that premium-free Part A coverage can start up to six months prior to application can significantly benefit applicants financially.