Mortgage discharge request form 2026

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4.6 out of 5

47 votes

The document outlines the process for requesting a full discharge of a mortgage with ING Bank, detailing necessary steps, eligibility criteria, and important notes regarding timelines and account management. It specifies that the discharge form must be submitted at least 15 business days before settlement and is applicable only under certain conditions such as paying off the loan, refinancing, or selling property. The document also includes instructions for handling surplus funds at settlement, fees associated with the discharge, and requirements for signatures from all borrowers and guarantors.

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Click ‘Get Form’ to open the mortgage discharge request form in our platform's editor.
Begin by entering your current details, including the names and loan account numbers of all borrowers and guarantors. Ensure accuracy as this information is crucial for processing.
Provide contact details for your agent, solicitor, or financier who will receive the executed discharge. Fill in their name, address, phone number, and email.
Detail your security property information. If discharging multiple properties, ensure you list each one along with the anticipated settlement date.
Indicate how surplus funds should be handled at settlement by providing your ING account details for any excess funds.
Complete the section regarding smart home loan or line of credit accounts if applicable, authorizing transactions post-settlement.
Update your post-discharge contact details if they differ from your existing mailing address.
Finally, review and sign the declarations and acknowledgments section with an ink pen to authorize the discharge process.

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Versions	Form popularity	Fillable & printable
2021	4.6 Satisfied (47 Votes)
2014	4.8 Satisfied (112 Votes)
2009	4.1 Satisfied (55 Votes)

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What does it mean by discharge of a mortgage?

A mortgage discharge is a signed document from the lender indicating that the mortgage contract has been fulfilled. Written by Kurt Woock. Lead Writer Content Strategist.

What is a mortgage discharge document?

The solution is a Mortgage Discharge. Its a simple document, in which the bank tells the world (a) that your loan has been paid in full and (b) that the bank has released its lien on your property.

Why would you discharge a mortgage?

There are various reasons for requesting a discharge, these include selling, refinancing, loan repaid, and substitution of a security or releasing a guarantor. A discharge authority form is used to release the security (e.g. property or cash security) youve provided for a home loan.

What is a mortgage discharge form?

A mortgage discharge is when a mortgage securing your home loan is removed from the title of your property once you have repaid your home loan in full. Youll need to complete a mortgage discharge or release form to release the mortgage over the property you have provided as security to your home loan.

What is a discharge of mortgage letter?

A mortgage discharge form is a document that allows a person to get a title of a property without any mortgage or debt towards the property. Mortgage discharge forms are used by banks and lenders to close mortgages on property without any liens.

ing bank discharge form

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What is a mortgage discharge request?

In a discharge of mortgage, your home loan (sometimes called an encumbrance) is officially removed from the title of your property. Essentially, your home officially becomes your own no lender is involved.

How do I discharge my mortgage myself?

Most discharges follow the same route: You instruct your solicitor to prepare an application to discharge the standard security. Your solicitor sends the discharge to your lender for signing. Your lender signs the discharge, confirming that youve paid your mortgage in full, and returns it to your solicitor.