SEP-IRA and SIMPLE IRA Distribution 2026

1. Click ‘Get Form’ to open the SEP-IRA and SIMPLE IRA Distribution form in the editor.
2. Begin by entering your personal information, including your name, Social Security Number (SSN), phone number, and date of birth. Ensure accuracy as this information is crucial for processing your distribution.
3. In the 'Distribution Information' section, select the reason for your distribution. Options include being over age 59½, under age 59½, direct rollover, correction of excess contribution, or required minimum distribution (RMD).
4. Complete the 'Owner Information' section by checking the type of IRA you are using (Traditional, Roth, Rollover) and indicating if assets are held in a brokerage account.
5. Specify the frequency of distributions in Section 2B. Choose from monthly, quarterly, semiannually, or annually and provide the start month and year.
6. Fill out payment options by selecting how you want to receive your funds—via check or electronic funds transfer (EFT). If applicable, provide bank details for EFT.
7. Finally, review all entered information for accuracy before signing and dating the form at the bottom. Ensure that any necessary documentation is attached.

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