Diminished Value Desk Appraisal Request 2026

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  1. Click ‘Get Form’ to open the Diminished Value Desk Appraisal Request in the editor.
  2. Begin by entering today’s date at the top of the form. This helps establish a timeline for your request.
  3. Fill in your name and email address as the vehicle owner. This information is crucial for communication regarding your appraisal.
  4. Provide the date of loss and mileage at that time, which are essential for assessing diminished value.
  5. Enter the Vehicle Identification Number (VIN) to uniquely identify your vehicle.
  6. Indicate damage locations by circling them on the form, ensuring clarity on what was affected.
  7. Answer questions about police reports, airbag deployment, previous accidents, unrelated damage, and structural issues by checking 'Yes' or 'No'.
  8. Confirm if the vehicle has been completely repaired and provide details about your insurance carrier and claim number.
  9. List final repair costs and any offers made by insurance regarding diminished value.
  10. In the overall pre-accident condition section, describe your vehicle's state before the incident using bullet points for clarity.

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Average Diminished Value Claim Payouts On average, a diminished value settlement ranges from 10% to 25% of a vehicles fair market value before the accident. The exact amount depends on several factors, including damage severity, vehicle condition, and repair quality, as outlined earlier.
Contact the at fault insurance carrier and advise them you want to file a diminished value claim. They should assign it to a diminished value vendor and provide you with the written report. Your own carrier will not pay diminished value.
Apply the 10% cap: Multiply the pre-accident value by 0.10 to calculate your maximum potential diminished value. Apply the damage multiplier: Multiply the value from Step 2 by a damage multiplier based on the severity of the accident, ranging from 0.25 for minor damage to 1.0 for severe damage.

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