Affcu quick pay: Fill out & sign online

Here's how it works

01. Edit your affcu quick pay online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send affcu member number via email, link, or fax. You can also download it, export it or print it out.

How to use or fill out Skip a pay - Air Academy Federal Credit Union with our platform

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Click ‘Get Form’ to open the Skip a Payment Request Form in the editor.
Begin by entering your Member Number in the designated field. This helps identify your account.
Select your Loan Type from the dropdown menu, ensuring you choose the correct loan associated with this request.
Input the Payment Amount you wish to skip for clarity and record-keeping.
Specify the Month & Year for which you are requesting to skip the payment. Ensure this aligns with your loan agreement terms.
Review the eligibility criteria outlined in the form, confirming that you meet all conditions before proceeding.
Sign and date the form where indicated. If applicable, ensure all joint signers also provide their signatures and dates.
Submit your completed form along with the $25 fee as specified, ensuring it is sent before any payment is 30 days delinquent.

Start using our platform today to easily complete your Skip a Payment Request Form for free!

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

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Does using Skip a Pay affect credit score?

No Credit Impact Skipping a payment through a holiday skip program like Skip a Pay wont affect your credit score. This is not the same as missing or being late on a payment, so theres no need to worry about your credit score taking a hit.

Does skip a Pay hurt your credit?

If your lender already has a payment deferment option in your loan agreement, you only need to choose skip a payment in your payment coupon book or apply to skip a payment on the lenders website. If your lender doesnt explicitly mention deferment in the agreement, first call them to understand your options.

Is it okay to use Skip a Pay auto loan?

Skipping a payment lengthens the life of a loan. The monthly payment you skip now doesnt disappear; it is simply moved to the end of the loan. This means youll finish paying off this loan one month later than planned.

What are the cons of skip a pay?

Both Auto Loans and Home Equity Lines of Credit (HELOC) are eligible for the Skip-a-Pay program. Mortgage loans, Personal Loans, Credit Card loans and loans that are past due are not eligible.

Will my car loan let me skip a payment?

Skip-A-Pay Offers Relief When You Need it Most Qualified loans can skip a payment up to two non-consecutive times in a 12-month period, with a maximum of 6 over the life of the loan.

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