Mi12 form 2026

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The document provides a form for individuals with mortgages or home loans to apply for assistance with interest payments through various benefits such as Income Support, Jobseeker’s Allowance, or Employment and Support Allowance. It outlines the necessary information required about the mortgage and the process for submitting the form to lenders for completion. Additionally, it includes details on data collection, service standards, and the importance of notifying changes in mortgage status.
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  1. Click ‘Get Form’ to open the mi12 form in the editor.
  2. Begin with Part 1, where you will enter your personal details such as surname, National Insurance number, and current address. Ensure all information is accurate.
  3. Move to Part 2 to provide details about your mortgage or home loan. Fill in the loan reference number, lender's name, and amount borrowed for each loan listed.
  4. In Part 3, use the space provided to include any additional information that may be relevant regarding your mortgage or home loan.
  5. Complete Parts 4 and 5 by signing and dating the declaration. This confirms that all information provided is correct.
  6. Finally, review all sections for completeness before sending the form to your lender for them to complete Parts 7 and 8.

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You might be able to get Support for Mortgage Interest ( SMI ) if youve been on Universal Credit for 3 months in a row. SMI is a loan that can help towards interest payments on: your mortgage. loans youve taken out for certain repairs and improvements to your home.
If youre a homeowner and get certain income-related benefits, you may be able to get help towards mortgage interest payments. This is called Support for Mortgage Interest (SMI). SMI is a loan, which youll need to repay with interest when you sell or transfer ownership of your property.
Help with housing costs form MI12. Date published: 06 April 2022. If you receive Income Support or Jobseekers Allowance, complete and return this form to your local Jobs and Benefits office. If you receive Employment and Support Allowance, complete and return this form to the Employment and Support Allowance Centre.
Support for mortgage interest If you have been out of work and receiving a Department for Work and Pensions benefit for 13 weeks or more, you will need to complete a MI12 form and send it to your mortgage lender. They will then process it and return it to jobcentre plus.

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