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In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session. This can include physical therapy or multiple surgeries.
Workers' compensation insurance is required for all employers operating in Colorado, with a few limited exceptions listed on our Independent Contractors and Coverage Exemptions page. If you do not have workers' compensation insurance, you can be fined up to $500 for every day you are uninsured.
Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
State minimum limits for workers' compensation are pretty universal. Workers' compensation state minimum limits: $100,000 per occurrence for bodily injury: This coverage is for any one employee. $100,000 per employee for bodily disease: This coverage is for any one employee.
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In Colorado, as in most states, you do not have unlimited time to pursue your workers' compensation claim. In almost all cases, an injured worker has two years to file a claim, although in some cases, a judge will allow three years if there is a compelling reason.
Workers' comp can help make up a portion of their missed wages. In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session.
If you're wondering how to calculate workers' compensation cost per employee, you would simply divide your total annual premium by the number of employees on your payroll.
Temporary Total Disability (TTD) is paid at two-thirds of your average weekly wage every two weeks.
Colorado employers are required to carry workers' compensation insurance if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time, full-time, or family members.

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