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After reaching MMI, you will be entitled to additional medical treatment that is related to the injury for a limited time, generally 5 years after the date you were injured. This treatment is geared towards maintaining MMI and helping you to continue working, as opposed to improving your condition.
If you are an independent contractor, freelancer, sole proprietor or are self-employed, you are not covered by workers' compensation in Colorado. Independent contractors are exempt from workers' comp coverage as long as they have not been misclassified as such.
How much does workers' compensation insurance cost in Colorado? Estimated employer rates for workers' compensation in Colorado are $0.86 per $100 in covered payroll.
In Colorado, as in most states, you do not have unlimited time to pursue your workers' compensation claim. In almost all cases, an injured worker has two years to file a claim, although in some cases, a judge will allow three years if there is a compelling reason.
\u200dCompensation for lost wages The amount of this benefit, set by the State of Colorado, is two-thirds of your normal average weekly wage for the time period that you're not able to work. If you miss more than three scheduled shifts while on restrictions, you may receive wage replacement benefits.

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Generally, you receive 2/3 of your average weekly wage for the duration of your treatment. If you or a loved one are completely prevented from working, you will receive temporary total disability (or TTD) benefits equal to two-thirds of your average weekly wage.
Workers' comp can help make up a portion of their missed wages. In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session.
The judge has the final say in whether MMI has been reached. Sometimes, reaching MMI means that the patient has fully recovered and has no work limitations going forward. In most cases, the line is more blurry, and the patient's future cannot be guaranteed to stay the same.
Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
Even if you are on Workers' Compensation, your employer can still fire you if they present valid reasons for the termination. The employer doesn't even have to give you prior notice of your firing because Colorado is an \u201cemployment-at-will\u201d state.

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