Commercial Contractor Package - Maryland 2025

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Any person or business organization must obtain a construction license from the Clerk of the Circuit Court on an annual basis if it does work on new or commercial properties only.
8-601. Section 8-601 - Acting as contractor or selling a home improvement without license (a) Except as otherwise provided in this title, a person may not act or offer to act as a contractor in the State unless the person has a contractor license.
Maryland does not license general contractors at the state level, however, commercial contractors and home builders are licensed at the county level through the clerks office of the relevant circuit court.
In the United States, many states place a cap on the amount of money a contractor can request as a down payment. In the Maryland and Virginia areas, local laws limit this amount to around 33% of the total contract price. If a contractor demands more than this, he or she is breaking the law.
Home improvement subcontractors may work without a license when performing home improvements for an MHIC licensed contractor in the state of Maryland. The law continues to provide that only MHIC licensed contractors may enter into contracts with homeowners to perform home improvement work.
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General contractor fees for commercial projects are 20% to 25% of the total construction cost. Commercial buildings typically require larger HVAC, plumbing, and electrical systems, heavy construction equipment, and more materials and laborers than residential projects.
Contractors packages are specifically tailored to provide necessary coverage for your business. This typically provides blanket additional insured, aggregate per project, installation floater, builders risk, and other specialized coverage for contractors.
Businesses located in Maryland may need to obtain one or more of the following licenses from their local Clerk of the Court: auctioneer; chain store; cigarette; commercial garage; console machine; construction firm; hawkers and peddlers; junk dealers; laundry; plumber and gas fitter; restaurant; special cigarette; e-

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