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A promissory note is a legal promise to repay money borrowed. People can borrow money from each other, or from banks and other lending institutions. When someone borrows money, a promissory note is written to legally protect both the payor and the payee.
A promissory note can be used for different types of loans such as a mortgage, student loan, car loan, business loan or personal loan.
A promissory note basically includes the name of both parties (lender and borrower), date of the loan, the amount, the date the loan will be repaid in full, frequency of loan payments, the interest rate charged on the loan payments, and any security agreement.
Financial institutions such as banks and lenders often use promissory notes when issuing real estate mortgage loans or student loans. Companies or individuals also use promissory notes when issuing or taking on personal loans or corporate loans.
A promissory note is a promise to pay. So a bill of sale for an automobile with a promissory note is what you might expect from the (very long) name: A certification someone has bought, and promises to pay for, your car. In this case, likely in monthly installments.
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Promissory notes may also be referred to as an IOU, a loan agreement, or just a note. Its a legal lending document that says the borrower promises to repay to the lender a certain amount of money in a certain time frame. This kind of document is legally enforceable and creates a legal obligation to repay the loan.
A promissory note is a promise to pay. So a bill of sale for an automobile with a promissory note is what you might expect from the (very long) name: A certification someone has bought, and promises to pay for, your car. In this case, likely in monthly installments.
The promissory note should only be used if the buyer intends to make a down payment at the time of purchase and pay the remainder over time.
A promissory note is used for mortgages, student loans, car loans, business loans, and personal loans between family and friends. If you are lending a large amount of money to someone (or to a business), then you may want to create a promissory note from a promissory note template.
To sell a car privately in Oklahoma you will need to provide the appropriate paperwork to the buyer and do the following: Find the title to the vehicle and complete the backside of the document to assign it to the buyer. Both you and the buyer must sign the document in the presence of a notary.

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