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by Practical Law Real Estate. A deed transferring title and legal interest in real property from the grantor to the grantee with full covenants and warranties.
The Mississippi Real Property Transfer-On-Death Act began allowing property owners to use Mississippi transfer-on-death deeds in 2020. The act applies to TOD deeds signed after July 1, 2020, by a Mississippi property owner who dies after that date.
The covenant of seisinthe grantor warrants they own the property and has a legal right to convey it. The covenant against encumbrancesthe grantor warrants that the property is free of liens or encumbrances.
A general warranty deed is the most common type of warranty deed in the United States. It offers the highest level of protection to the buyer because it guarantees that there are absolutely no problems with the home even dating back to prior property owners.
The buyer, or grantee, of a property benefits the most from obtaining a warranty deed. Through the recording of a warranty deed, the seller is providing assurances to the buyer should anything unexpected happen.
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A Special Warranty Deed differs from a General Warranty Deed in it only protects the Buyer (Grantee) from bdocHubes of specific warranties caused only by the Seller (Grantor). Therefore, the Special Warranty Deed will not protect the Buyer (Grantor) from issues caused by prior owners. This is the weakest deed.
A Mississippi general warranty deed is used to transfer real estate in Mississippi and guarantee that the property is free from hidden claims against the title and that the grantor has the legal authority to sell the property.
The Clerks land records office records all documents pertaining to real property (deeds, mortgages, etc.)
General warranty deeds give the grantee the most protection, special warranty deeds give the grantee more limited protection, and a quitclaim deed gives the grantee the least protection under the law.
Which of these guarantees is offered by a general warranty deed but not a special warranty deed? The property is free of debt or other claims taken on by the grantor during the ownership period.

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