Warranty Deed from two Individuals to Husband and Wife - Rhode Island 2025

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Typically associated with real estate, joint tenancy warranty deeds are used when two or more parties come together simultaneously to take ownership of a property. The most common example of this type of deed is for unmarried couples buying a property together.
No, you can not add anyone to a mortgage without refinancing. Exactly why do you want to burden your new wife with a mortgage?
Youd talk to a real estate lawyer. Also talk to an accountant (as well as the lawyer) to make sure that adding someone on the deed will accomplish what you want.
The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.
Two common types of survivorship deeds are the quitclaim deed with right of survivorship and the warranty deed with right of survivorship.

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At the time your quitclaim deed is recorded, you will need to pay a filing fee and any reassessed property taxes based on the change in ownership. The filing fee should be minimal, under $100, with most states charging under $50. The cost will depend upon your county and state.
For example, a quitclaim deed would be used for a name change on a warranty deed, such as to add a new spouse or a child to the title, or to remove the name of a spouse following a divorce. A quitclaim deed also can be used to correct mistakes.

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