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Financial identity theft. This is the most common form of identity theft when someone uses another persons information for financial gain.
Here are five common types of identity theft to help you stay one step ahead of hackers. Financial identity theft. Medical identity theft. Criminal identity theft. Synthetic identity theft. Child identity theft.
Check your childs credit reports Start by checking to see if your child has a credit report. If they do, that may be a red flag indicating possible identity theft. If a credit report is found, inform the credit bureau it may be fraudulent.
What are signs that my child may be a victim of identity theft? Bills, credit cards or debt collection calls to your home in your childs name may be signs of identity theft. If your child receives a pre-approved credit offer, it might mean that someone is using the childs identity.
The three most common types of identity theft are financial, medical and online.Learn how you can prevent them and what to do if they happen to you. Financial identity theft. Medical identity theft. Online identity theft.

People also ask

One of the most effective ways to help protect against a thief from opening credit cards and loans in a childs name is to freeze his or her credit file. The major credit reporting agencies (Experian, TransUnion and Equifax) offer this tool.
What you can do to detect identity theft Track what bills you owe and when theyre due. If you stop getting a bill, that could be a sign that someone changed your billing address. Review your bills. Check your bank account statement. Get and review your credit reports.
Phishing scams on email or social media: Children who use the internet unsupervised are also at higher risk of identity theft. Scams on social media or email often directly target children by tricking them into giving up their SSN and other personal data.
Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your childs name. Ask them to close the account and send you a letter of confirmation. You may need to provide a copy of your childs birth certificate and a police report.
If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

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