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A check that can be endorsed multiple times by different parties is an example of a negotiable instrument. Each time the check is endorsed and given to another, it represents payment to that party. Because of this feature, negotiable instruments are highly trusted and are used daily by millions of people.
instruments in writing means all documents, deeds, mortgages, hypothecs, pledges, charges, liens, conveyances, transfers, and assignments of property (real or immovable, personal or movable), agreements, contracts, tenders, releases, receipts, and discharges for the payments of money or other obligations, conveyances,
An instrument is a written legal document that records the formal execution of legally enforceable acts or agreements, and secures their associated legal rights , obligations , and duties . Contracts , wills , promissory notes , deeds , and statutes passed by competent legislatures are examples of legal instruments.
For example, when you receive a payment by check and endorse that check, your check, which was an order paper prior to endorsement, becomes a bearer instrument.
The UCC defines a negotiable instrument as an unconditioned writing that promises or orders the payment of a fixed amount of money. Drafts and notes are the two categories of instruments. A draft is an instrument that orders a payment to be made. An example is a check .
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Blacks Law Dictionary (8th ed. 2004) provides the following definitions of these two terms: INSTRUMENT - A written legal document that defines rights, duties, entitlements, or liabilities, such as a contract, will, promissory note, or share certificate.
(f) Check means (i) a draft, other than a documentary draft, payable on demand and drawn on a bank or (ii) a cashiers check or tellers check.

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