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A joint will is a single document signed by two people (typically spouses) that serves as the will for both individuals. Mutual wills are separate documents created by two people with reciprocal terms, often with an agreement that the surviving person wont change their will after the first person dies.
Mirror wills are relatively common and, in theory, a very good solution for married couples aiming to look after their families. They are a pair of legal documents that are almost entirely identical.
The Drawbacks of Joint Wills Lack of Flexibility: One of the main issues with joint wills is their inflexibility. Once one spouse passes away, the surviving spouse cannot alter the will. This could pose challenges if circumstances change, such as the birth of new grandchildren or changes in financial status.
To clarify, a joint will is different from a mutual will. A joint will is one document signed by two people. A mutual will represents two individual wills that are signed separately, but are largely the same in content.
A popular option for many married couples or life partners is to make mirror wills. These are almost identical wills where both partners leave their estate to the other. You also name the same people and organizations as your secondary beneficiaries.
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Potential Problems With Irrevocable Joint Wills Today, estate planning lawyers advise against joint wills, and they are now rarely used. Most lawyers will tell you that married couples need separate wills, or they will point you to different types of trusts.

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