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Can a house be in two names?

Theres no legal limit as to how many names can be on a single home loan, but getting a bank or mortgage lender to accept a loan with multiple borrowers might be challenging.

What is the difference between co-ownership and joint ownership?

Joint ownership of property is simply a case in which two or more people own the same piece of property. Co-owners do not have to be people. They might be other kinds of legal entities, e.g. partnerships or corporations. There are a number of ways in which two or more people can own property together.

Can my girlfriend be on the deed and not the mortgage?

They could also be on the title but not on the loan but, thats a big risk because youre giving someone half the house. If you decide to leave one person off the mortgage but both parties are on the deed, the person who is on the mortgage shoulders the legal responsibility to repay the loan.

Can I put my girlfriend on the deed?

Its perfectly legal to co-own a house with someone to whom youre not married. You can put your name on the deed even if you dont sign the mortgage, provided the lender agrees. Taking title as unmarried partners or friends, however, is often more complicated than when a married couple buys a house.

When two or more people hold title to real estate it is called?

Joint tenancy occurs when two or more people hold title to real estate jointly, with equal rights to enjoy the property during their lives. If one of the partners dies, their rights of ownership pass to the surviving tenant(s) through a legal relationship known as a right of survivorship.

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