Motion and Order to Fix Fees as Appraiser - Louisiana 2025

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Yes the appraiser can require repairs even for a conventional mortgage appraisal (it happens). It has nothing to do with ``government insured loans. Its just that some agents think VA and FHA are the only mortgage loans that require these repairs - its just not true.
Appraisers require repairs primarily to ensure that the property meets the aforementioned Minimum Property Standards. Appraisers act as the eyes and ears of the lender, inspecting the home to identify any potential risks that might affect its market value or pose safety issues for future occupants.
A cluttered or messy home does not necessarily affect a homes value. Appraisers see hundreds of homes a year and will look past most clutter.
If you suspect your home appraisal is undervalued or overvalued, you can appeal it with your lender. However, you must be prepared to show evidence why the appraisal is incorrect.
The cost of an appraisal in Louisiana can go up from $325 to $425. The Pelican State s house appraisal fees vary based on factors like location, type of house, property condition, and the loan youre getting.