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How do I get a Social Security overpayment waiver?

Ask for a Waiver. If you agree that you were overpaid, you can still ask SSA to waive it so that you don't have to pay it back. Ask for a waiver if you think that the overpayment was not your fault, and you can't afford to pay the money back. Ask for a Payment Arrangement.

What is Form SSA 632 BK?

An overpayment occurs when Social Security pays you more than you should have been paid. If this happens, we will notify you. Our notice will tell you why you have been overpaid and how you can pay us back.

What does a waiver mean for Social Security?

If we decide you do not have to pay the money back, we call it a waiver. If you also think we made a mistake when we decided that you were overpaid, or if you disagree with the amount of your overpayment, please also complete the SSA-561, Request for Reconsideration. We call this action an appeal.

How long does a waiver at Social Security take?

Usually they decide within 30-60 days, but it might take longer. You will get a written letter mailed to you, granting or denying your request. What If SSA Denies My Waiver? You can file an appeal if you disagree with SSA's decision!

Can Social Security be waived?

If you agree that you have been overpaid, but you feel you should not have to pay it back because you did not cause the overpayment and you cannot afford to repay it, you should file Form SSA-632, Request for Waiver of Overpayment Recovery.

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Who is responsible for Social Security overpayment?

Section 204(a) of the Social Security Act provides that the overpaid person (whether or not he or she still receives benefits), his or her representative payee, and any other person receiving benefits on the overpaid person's earnings record are liable (responsible) for repayment of an overpayment.

What is a Form SSA 632 BK?

Form SSA-632-BK (04-2019) UF. Discontinue Prior Editions. Social Security Administration. Request for Waiver of Overpayment Recovery.

How Much Can Social Security take for overpayment?

If an overpayment has been made, by law Social Security can deduct 10% of your benefit check until it collects its loss. A request for a Reduced Rate of Repayment asks Social Security to collect less than the 10% because that is as much as you can afford to pay every month.

How do I not pay back overpayment of Social Security?

You can ask for a waiver at any time. You cannot pay back the overpayment because you need the money to meet your ordinary living expenses. You may have to submit proof of your income, as well as bills to show that all of your income is used for your monthly expenses and that it would be a hardship for you to repay.

What is a waiver from Social Security?

If you get a letter from Social Security that you were overpaid Social Security or SSI benefits, you can ask Social Security for a waiver. You do not need a lawyer to ask for a waiver. If you ask for a waiver and it is granted, you do not have to pay the money back to Social Security.

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