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Form SSA-632Request For Waiver Of Overpayment ... - Social Security 2026

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The document is a form from the Social Security Administration (SSA) titled 'Request For Waiver Of Overpayment Recovery Or Change In Repayment Rate.' It is used by individuals to request a waiver for the repayment of overpaid benefits or to adjust their repayment rate. The form requires detailed personal and financial information, including reasons for the overpayment, current financial status, and household income and expenses. It also includes sections for reporting any changes in circumstances that may affect repayment.

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Click ‘Get Form’ to open it in the editor.
Begin by filling out Section I, providing your name, Social Security Number, and details about the overpayment. Be thorough in explaining why you believe the overpayment should be waived.
In Section II, complete your financial statement. List all income sources and monthly expenses accurately. This information is crucial for determining your repayment ability.
Review each section carefully to ensure all fields are completed. Use our platform's tools to add notes or comments if you need more space for explanations.
Once finished, sign and date the form at the end. Ensure that all required information is included before submitting it to your local Social Security office.

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How do I get a Social Security overpayment waiver?

Ask for a Waiver. If you agree that you were overpaid, you can still ask SSA to waive it so that you don't have to pay it back. Ask for a waiver if you think that the overpayment was not your fault, and you can't afford to pay the money back. Ask for a Payment Arrangement.

What is Form SSA 632 BK?

An overpayment occurs when Social Security pays you more than you should have been paid. If this happens, we will notify you. Our notice will tell you why you have been overpaid and how you can pay us back.

What does a waiver mean for Social Security?

If we decide you do not have to pay the money back, we call it a waiver. If you also think we made a mistake when we decided that you were overpaid, or if you disagree with the amount of your overpayment, please also complete the SSA-561, Request for Reconsideration. We call this action an appeal.

ssa 632 bk

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How long does a waiver at Social Security take?

Usually they decide within 30-60 days, but it might take longer. You will get a written letter mailed to you, granting or denying your request. What If SSA Denies My Waiver? You can file an appeal if you disagree with SSA's decision!

Can Social Security be waived?

If you agree that you have been overpaid, but you feel you should not have to pay it back because you did not cause the overpayment and you cannot afford to repay it, you should file Form SSA-632, Request for Waiver of Overpayment Recovery.

Who is responsible for Social Security overpayment?

Section 204(a) of the Social Security Act provides that the overpaid person (whether or not he or she still receives benefits), his or her representative payee, and any other person receiving benefits on the overpaid person's earnings record are liable (responsible) for repayment of an overpayment.

What is a Form SSA 632 BK?

Form SSA-632-BK (04-2019) UF. Discontinue Prior Editions. Social Security Administration. Request for Waiver of Overpayment Recovery.

How Much Can Social Security take for overpayment?

If an overpayment has been made, by law Social Security can deduct 10% of your benefit check until it collects its loss. A request for a Reduced Rate of Repayment asks Social Security to collect less than the 10% because that is as much as you can afford to pay every month.