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What is a deed of trust in NC?

A deed of trust is an agreement between a home buyer and a lender at the closing of a property. It states that the home buyer will repay the loan and that the mortgage lender will hold the legal title to the property until the loan is fully paid.

Which type of deed is used by a trustee?

A trustee deedsometimes called a deed of trust or a trust deedis a legal document created when someone purchases real estate in a trust deed state, such as California (check your local laws to see what is required in your state). A trust deed is used in place of a mortgage.

What type of deed is not commonly used in Arizona?

Quitclaim Deed in Arizona Quitclaim deeds are not often used when the sale of the property is involved for obvious reasons. Quitclaim deeds are much more common when there is a transfer of property from one family member to another or after a divorce.

What is a deed of trust in Virginia?

A deed of trust the form used almost exclusively in Virginia and in many other states in place of a true mortgage is similar to a mortgage in that both create a lien on the property to secure repayment of a loan. This lien gives the lender the right to sell the real property in the event the loan is not repaid.

Does a deed have to be recorded to be valid in Arizona?

In addition to the proper form, Arizona deeds must be properly delivered, properly recorded and the land must be properly described. Defects in the delivery, recordation, or description may result in the failure of the conveyance or in other serious adverse consequences.

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