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What are claims and liabilities?

Claims and Liabilities means all suits, sanctions, actions, liabilities, legal proceedings, government fines and penalties, pollution clean-up, damages to natural resources, claims, demands, losses, damages, costs, expenses, or causes of action of every kind and character, including all claims that may exist, arise, or

What are the marine liabilities?

Marine Liability focuses on liability risks for clients with exposures in the direct or indirect marine operations. In a modern, litigious world, marine liabilities insurance is crucial for maritime organizations as it offers protection against liability exposures and litigation.

Are claims and liabilities the same?

In the balance sheet, assets equal liabilities and owners equity. Total claims include liabilities, which are all the debts that the business owes but has not yet paid out, as well as owners equity, the value of the business that was granted by owner investment.

What makes a person liable?

A person is liable if he or she was negligent in causing the accident. Persons who act negligently never set out (intend) to cause a result like an injury to another person. Rather, their liability stems from careless or thoughtless conduct or a failure to act when a reasonable person would have acted.

What is covered under marine liability?

Your marine General Liability policy includes legal liability coverages for property damage to property of others in your insureds care, custody or control for the purposes of their maritime operations.

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