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What are some of the disadvantages of a VA loan? You will be required to pay VA funding fees. Consider the total cost of loan compared to total cost of house. Manufactured homes may require a minimum down payment and may not be eligible for a 30-year term. You cannot use a VA loan for rental properties.
How much do I need to make to buy a $400k house with VA loan?
If you want to sell your house with a VA loan, there is no required amount of time that you have to wait.
What fees cannot be charged on a VA loan?
If your lender is charging the flat fee, theres a host of things you cannot pay for, including: Loan application or processing fees. Broker or trustee fees. Interest rate lock-in fees.
What is the 8 year provision for the VA?
If you are rated as totally disabled as a result of a service-connected disability for at least eight continuous years preceding death, your spouse is entitled to an additional $246. An additional $286 is payable for each dependent child.
What is the 4% rule on a VA loan?
Seller concessions are financial incentives or contributions from the seller that help reduce the buyers out-of-pocket expenses. The Department of Veterans Affairs (VA) allows these concessions to cover up to 4% of the loan amount, but they must be items outside of standard closing costs.
Compensation Pension Reference Materials are located on the Veterans Benefits Administration References Web Automated Reference Material System (WARMS).
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