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You must sign the living will in front of a notary public and two witnesses (one can be the notary public). If you are a patient in a hospital or a resident in a nursing home and wish to sign a living will, someone from the S.C. Ombudsmans Office must be a witness.
Bank Brokerage Accounts When you open a bank or brokerage account, you can designate a payable-on-death (POD) beneficiary. This individual would inherit the assets in the account directly upon your death, bypassing the often lengthy and complex probate process.
You must be of sound mind. You must sign the Will in front of two witnesses. Your witnesses must sign the Will in your presence. The Will must be in writing.
If you are unmarried and are survived by children, your children receive and divide 100% of your estate. If you are unmarried and have no children, your parents, or the survivor of them, receives 100% of your estate. If your parents died before you, then your siblings receive and divide 100% of your estate.
In general, life insurance beneficiaries generally overrule a will. For instance, if your will states that you want your partner to receive your death benefit, but the policy itself lists your sibling as the only beneficiary, your sibling will be eligible to receive the death benefit and your partner will not.

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No, in almost all cases, a will does not supersede a beneficiary on a bank account. Check with your lawyer about your situation.

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