Default Judgment - Indiana 2025

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A judgment is a final court order at the end of a lawsuit. If it says one side owes money, it means they have a money judgment against them.
In Indiana, to obtain a default judgment, five documents must be filed: Complaint, Summons, Affidavit of Default, Motion for Default Judgment, and Proposed Default Judgment. These documents ensure proper notification to the defendant and allow the plaintiff to seek a judgment without needing a trial.
A default judgment (also known as judgment by default ) is a ruling granted by a judge or court in favor of a plaintiff in the event that the defendant in a legal case fails to respond to a court summons or does not appear in court.
It is a court judgment awarding a plaintiff the relief sought in the complaint because the defendant has failed to appear in court or otherwise respond to the complaint. Click here to return to Common Terms and Definitions Frequently Asked Questions.
If it is difficult for the creditor to enforce the judgment against you, they will be more inclined to negotiate a settlement. This is where it is beneficial to have a California debt collection attorneys assistance.
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Once the judgment is entered, the creditor now called a judgment creditor can use the courts help to collect the debt. This might include garnishing your paycheck, freezing your bank account, or even trying to take your property. Responding quickly can help you avoid a worse-case scenario.

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