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1. FINANCING The type of financing shall be as follows check paragraph a b or c below as applicable a. mortgage secured by the Property in the amount of which amortizes over a period of years at the prevailing interest rate at time of loan application. Under this financing Purchaser will not be required to obtain mortgage insurance so long as the sale closes on or before the date specified in Section 4 of this Addendum. HomeSteps Financing may not be available in all markets so please check wit ...

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What is a HomeSteps property?

HomeSteps® is the Freddie Mac sales unit responsible for marketing and selling Freddie Mac real estate owned (REO) homes to homeowners and investors. HomeSteps manages every stage of the REO process, from handling title issues after foreclosure to working with local listing agents to facilitate a sale.

How long do you have to live in a Freddie Mac First Look Home?

\u200b\u200bWashington, D.C. \u2013 Today, through the First Look Program, the Federal Housing Finance Agency (FHFA) extended from 20 to 30 days, the period during which owner occupants, public entities, and nonprofits will have exclusive ability to buy Fannie Mae and Freddie Mac (the Enterprises) real estate owned (REO) properties ...

What does Freddie Mac First Look mean?

Understanding the Freddie Mac First Look Initiative The First Look initiative states that when a new home is listed, HomeSteps will only accept offers from the owner occupant, second home buyer or community stabilization non-profits for the first 20 days after the home is listed on the local multiple listing service.

What is HomeSteps first look?

The Freddie Mac First Look Initiative is an ongoing initiative which offers owner-occupant homebuyers and select non-profits engaged in community stabilization efforts the ability to purchase HomeSteps homes during their initial 20 days of listing (30 days in Nevada, Cook County, IL, and the city of Detroit, MI) ...