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Each hazard has two types of designated areas: flood (100-year flood plain and dam failure inundation area); fire (high fire severity zone and wildland fire area); and earthquake (earthquake fault zone and seismic hazard zone). Public and private sources for information are available.
Natural Hazard Disclosures can be prepared by a third-party company or the seller with help from their real estate agent. If the NHD is ordered from a third-party company, the seller usually pays for it. The report typically costs between $50 and $150.
Youre required to provide your buyers with a Natural Hazard Disclosure report, better known as an NHD. Sellers are required to provide this report so that buyers understand when they are considering a home that might be at risk of wildfires, floods or earthquakes.
🤔 Who Pays: Home sellers usually pay for the NHD report. 💰 Cost: Approximately $50$140 for residential properties, or slightly more if you have to include supplemental hazard information.
Basic statutory requirements Six (6) natural hazard zones. Additional disclosures and notices such as: Toxic Mold information; Mining operations; Military Ordnance, Megans Law, Airport Influence and Airport Proximity.
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If the property is commercial, vacant land, or residential 5 plus, the form does not need to be filled out. But even though an NHDS may not be required on these properties, it is still necessary to disclose whether any such property is within a natural hazard zone.
A NHD report fulfills the obligations of The Natural Hazards Disclosure Act, under Sec. 1103 of the California Civil Code, which requires any seller or their agents to disclose whether their property for sale is located within any of six specified natural hazard zones.
Properties that are transferred by court order dont require Natural Hazard Disclosures either.
An NHD report is your chance to inform buyers of the risks involved in purchasing your home. If you disclose that your home sits in an area prone to earthquakes or wildfires, for instance, you wont be liable should a buyer purchase your home and see it destroyed by an earthquake or engulfed by a wildfire.
Selling a home in California? Youre required to provide your buyers with a Natural Hazard Disclosure report, better known as an NHD. Sellers are required to provide this report so that buyers understand when they are considering a home that might be at risk of wildfires, floods or earthquakes.

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