Idaho Bankruptcy Guide and Forms Package for Chapters 7 or 13 - Idaho 2025

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How to use or fill out Idaho Bankruptcy Guide and Forms Package for Chapters 7 or 13 - Idaho

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the preliminary notes regarding filer types. Ensure you understand whether you are filing as an individual or a non-individual, as this will determine your eligibility for Chapter 7 or Chapter 13.
  3. Decide on the appropriate chapter for your situation. If you choose Chapter 7, complete the 'Statement of Your Current Monthly Income' (Official Form 122A-1) to assess your income against state median levels.
  4. If your income exceeds the median, proceed to fill out the 'Chapter 7 Means Test Calculation' (Official Form 122A-2). This form will help determine if you qualify for Chapter 7 based on your disposable income.
  5. For Chapter 13 filers, draft a repayment plan outlining how you intend to pay back creditors over time. Make sure to include all necessary details about your income and debts.
  6. Finally, review all completed forms carefully before submission. Ensure that all required fields are filled accurately to avoid delays in processing.

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Median Monthly Income Limits by Household Size and State 12 Hawaii $6,849.67 $8,070.42 Idaho $5,639.25 $6,758.58 Illinois $5,800.92 $7,402.00 Indiana $5,294.25 $6,573.8346 more rows Aug 29, 2025
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.
The filing fee for Chapter 7 bankruptcy is $338. You can pay the full amount when you file, apply for a fee waiver, or ask to pay in installments if you cant afford to pay it all at once. 💰 The court accepts payment by cash, money order, or cashiers check made out to Clerk, U.S. Bankruptcy Court.