WPF GARN 01.0600 - Motion and Certification for Default Against Garnishee - Washington-2025

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However, the fastest way to stop wage garnishment in Washington is to file for bankruptcy. If you qualify, then a bankruptcy filing will immediately put an end to a wage garnishment order for medical debt, consumer debt, and more.
Washington State Personal Property Exemptions Clothing. Family pictures and keepsakes. Cell phone, personal computer, and printer. Household goods, furniture, and provisions. Child support. Professionally prescribed health aids. Personal injury recovery. Tuition units.
Garnishment is a proceeding by a creditor (a person or entity to whom money is owed) to collect a debt by taking the property or assets of a debtor (a person who owes money). Wage garnishment is a court procedure where a court orders a debtors employer to hold the debtors earnings in order to pay a creditor.
In Washington, the creditor must wait 10 days in superior court (Rule CR 62) and 30 days in district court before they can serve the Writ of Garnishment. The creditor will need to apply for and serve a new writ every 60 days until the debt is paid, but they dont need to file a new lawsuit every 60 days.
In Washington, most creditors can garnish the lesser of (subject to some exceptionsmore below): 25% of your weekly disposable earnings, or. your weekly disposable earnings less 35 times the federal minimum hourly wage.
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Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less.

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