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What is VA Chapter 13?

This chapter establishes the Department of Veterans Affairs (VA) financial policies for the termination of collection action, write-off of debts, close-out of debts, and reporting the discharge of debts to the Internal Revenue Service (IRS).

What is a typical Chapter 13 payment?

If you filed for bankruptcy to avoid foreclosure or are behind in house payments, your Chapter 13 plan payment could be more or less $1500 per month. Additionally, high income, high debt Chapter 13 filers would usually be required to make payments between $2000 and $3000, or even more.

How is the payment plan calculated for a Chapter 13?

To complete a Chapter 13 bankruptcy, you need to make monthly payments for either three or five years. Whether you pay for three years or five years depends on your income. If your income is less than the state median, you pay for three years. If your income is more than the state median, you pay for five years.

What is a typical Chapter 13 payment?

If you filed for bankruptcy to avoid foreclosure or are behind in house payments, your Chapter 13 plan payment could be more or less $1500 per month. Additionally, high income, high debt Chapter 13 filers would usually be required to make payments between $2000 and $3000, or even more.

What does Chapter 13 Protect from?

Advantages of Chapter 13 Perhaps most docHubly, chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time.

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