Form 122a 2026

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The document is a form used in the United States Bankruptcy Court, specifically Official Form 122A-1, which requires debtors to provide their current monthly income information as part of the Chapter 7 bankruptcy filing process. It outlines how to calculate income, determine marital and filing status, and assess whether a presumption of abuse applies based on the Means Test. The form includes sections for reporting various sources of income and requires signatures from both debtors.

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Click ‘Get Form’ to open it in the editor.
Begin by filling in your case identification details. Check the appropriate box for Debtor 1 and Debtor 2, and provide their names as required.
Indicate your marital and filing status by selecting one of the options provided. This will determine how you complete the income sections.
In Part 1, calculate your current monthly income. Fill in the gross wages, alimony, and any other income sources for both debtors in their respective columns.
Proceed to Part 2 to determine if the Means Test applies. Calculate your annual income based on your monthly total from Part 1.
Finally, sign and date the form at the bottom. Ensure all information is accurate before submission.

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Versions	Form popularity	Fillable & printable
2019	4.8 Satisfied (189 Votes)
2015	4.4 Satisfied (386 Votes)

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What forms do I need for Chapter 7?

What Forms Do You Need To File Chapter 7 Bankruptcy? Voluntary Petition for Individuals Filing for Bankruptcy. Summary of Your Assets and Liabilities and Certain Statistical Information. Schedule A/B: Property. Schedule C: The Property You Claim as Exempt. Schedule D: Secured Debts. Schedule E/F: Unsecured Debts.

How to calculate income for means test?

Add up all income you (and your spouse, if filing together) received in the past six full months before filing. Find your states median income. Look up the current median income for your household size in your state using the U.S. Trustees website. Compare your income to the median.

What income is included in the means test?

This includes employment income such as your gross salary, wages, bonuses, and tips; business income (gross receipts minus ordinary and necessary business expenses); and income from almost all other sources, including child and spousal support, insurance settlements, unemployment benefits, retirement income, cash

How do you calculate income for a means test?

Your average household income is determined by averaging your monthly income over the last six calendar months. If you are over the median income limit and your income has declined over the last six months, then waiting one or more months might bring your income under the median level for California.

How to calculate income for Chapter 7?

Steps to Calculating Your Monthly and Yearly Income for the Chapter 7 Means Test Determine the six-month calculation period. Add all gross employment and net business income earned during the last six months. Divide the total by six to arrive at your current monthly income.

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How to calculate the mean income?

The average (mean) income is the sum of a set of numbers divided by the count of numbers in the data set. To determine the average, add up all the numbers in the data set and then divide by how many numbers there are in the data set.

What is form 122A-1?

Official Form 122A─1Supp. Statement of Exemption from Presumption of Abuse Under 707(b)(2) 12/15. File this supplement together with Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1), if you believe that you are exempted from a presumption of abuse. Be as complete and accurate as possible.

Form 122a 2026

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