Form 122a 2025

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The document is the Official Form 122A-1, which is a Chapter 7 Statement of Current Monthly Income used in U.S. Bankruptcy Court. It requires debtors to provide personal information, calculate their current monthly income from various sources, and determine if a presumption of abuse applies under the Means Test. The form includes sections for both spouses if filing jointly and outlines steps for calculating total income and comparing it to state median family income.

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Versions	Form popularity	Fillable & printable
2019	4.8 Satisfied (189 Votes)
2015	4.4 Satisfied (386 Votes)

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Is it hard to pass the mean test?

Most people pass the means test simply because their current monthly income is low enough. If your current monthly income is no more than the specific dollar amount that is applicable to your state and size of family, then you do not need to go through the much more complicated expenses side of the test.

Does Chapter 7 Trustee check your bank account?

The bankruptcy trustee typically asks for the most recent 23 months of bank statements, but they have the authority to request more if needed. In most Chapter 7 cases, trustees review statements from the 6090 days before your filing date to verify your balance, income deposits, and spending patterns.

How to fill out form 122A-2?

Line 1: Copy your total current monthly income. Line 2: Did you fill out Column B in Part 1 of Form 122A1? Line 3: Adjust your current monthly income by subtracting any part of your spouses income not used to pay for the household expenses of you or your dependents. Line 4: Adjust your current monthly income.

How to pass the mean test for Chapter 7?

If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy.

How do you calculate income for a means test?

The means test is calculated by comparing the debtors average income for the past six months (current monthly income), annualized, to the median income for households of the same size in the debtors state of residence.

Does Chapter 7 ever get denied?

The rejection or denial of a Chapter 7 bankruptcy case is very unusual, but there are reasons why a Chapter 7 bankruptcy case can be denied. Many denials are due to a lack of attention to detail on the part of the attorney, errors made on petitions or fraud itself.

Form 122a 2025

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