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What is Form 122A 2?

Form Number: B 122A-2. Category: Means Test Forms. Effective onApril 1, 2022. This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

What disqualifies you from filing bankruptcies?

5 Reasons Your Bankruptcy Case Could Be Denied The debtor failed to attend credit counseling. Their income, expenses, and debt would allow for a Chapter 13 filing. The debtor attempted to defraud creditors or the bankruptcy court. A previous debt was discharged within the past eight years under Chapter 7.

What is Form 122A 1?

Official Form 122A─1. Chapter 7 Statement of Your Current Monthly Income.

What is Form 122A?

The first form, 122A-1, determines whether your income is below the median income in Alabama. You will need to give the court information about all sources of income, how much income you have, your tax filing status, and your marital status.

How to pass means test with high income?

You can earn a high income and still pass the means test if you have substantial expenses like a hefty mortgage, multiple car payments, taxes, childcare, health care, or care of an elderly or disabled person. However, if your disposable income is more than a certain sum, you will not be able to file.

official form 122a 1

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What is an example of disposable income?

Take your disposable income, which is the amount of money after taxes left, for example, in your paycheck. Subtract all of your necessities like paying for rent or housing, student loans, utilities, and food, and whatever is left over to spend, save, or invest is your discretionary income.

What does it mean if a debtor has disposable income?

In chapter 13, disposable income is income (other than child support payments received by the debtor) less amounts reasonably necessary for the maintenance or support of the debtor or dependents and less charitable contributions up to 15% of the debtors gross income.

What does it mean if a debtor has disposable income?

In chapter 13, disposable income is income (other than child support payments received by the debtor) less amounts reasonably necessary for the maintenance or support of the debtor or dependents and less charitable contributions up to 15% of the debtors gross income.

What is the meaning of disposable income?

Disposable income is the amount of money left to spend and save after income tax has been deducted. Individual consumers can use disposable income to help build their budget and understand how much money they can allocate to certain expenses.

What can you do with disposable income?

On the contrary, your disposable income should be used to cover your cost of living and non-negotiable expenses. Disposable income is used for living expenses and other necessities [such as your] mortgage or rent, transportation, health insurance, and food.

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What is Form 122A 1?

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