Monarch investment application form 2025

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Unlike many of our peers we are not a real estate investment trust but privately owned by Bob Nicolls and his family who care about their people and the investments they make. We currently own and self-manage over 63,000 apartment homes in 21 states, making us the 13th largest multifamily owner in the country.
Most lenders will require a credit score of at least 660 or above, and a Debt-To-Income (DTI) ratio of less than 36%. Many lenders will charge higher fees on rental property loans to compensate for the risk, and private mortgage insurance isnt needed the LTV is less than 80%.
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