General liability quote 2026

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  1. Click ‘Get Form’ to open the general liability quote in the editor.
  2. Begin by entering the date at the top of the form. Next, fill in your insurance agency name and contact details including phone and email.
  3. Provide information about the insured entity, including their DBA (Doing Business As) name, mailing address, and contact person. Ensure you include the SS#/Fed Tax ID #.
  4. Indicate the requested effective date and current insurance carrier. Fill out payroll and sales/receipts information accurately, noting any losses in the last three years.
  5. For property information, complete a copy for each location/building. Specify coverage limits and deductibles for both building and contents.
  6. Finally, review additional coverage options such as liquor liability or professional liability as needed, ensuring all details are filled out thoroughly.

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General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations.
On average, a $1 million liability insurance policy costs $69 a month, or $824 a year, for our small business owners. ** Keep in mind that every business is different, so the $1 million liability insurance cost will vary.
Cheapest states to purchase general liability insurance StateGeneral liability insurance costBusiness owners policy cost Delaware $40 per month $51 per month California $42 per month $59 per month Texas $42 per month $73 per month New York $42 per month $75 per month6 more rows May 27, 2025
On average, general liability insurance costs $42 per month, or about $500 annually. Most policyholders can expect to pay a premium between $30 and $60 per month for their general liability insurance coverage.
How Much Is a $1 Million General Liability Insurance Policy? On average, a $1 million liability insurance policy costs $69 a month, or $824 a year, for our small business owners. ** Keep in mind that every business is different, so the $1 million liability insurance cost will vary.

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